Demand can be determined before Supply, where the use of Price will determine your global market share, everything can be traded in the “New Economy” with exchanges that facilitate trading in goods and services, and the future can be determined at a future price from the present, debts can be bought and sold, like bonds with a recurring interest like dividends, where money is used to solve the world’s problems, healthcare, ageing, jobs and welfare are just factors of demand and supply, where the correct pricing mixed with a set of priorities will lower it to a sustainable level, every governments need to learn the tricks and tweaks, by studying all the best models from the world, if digital money is put in the right perspective, priorities and goals are more important, a world where there is no inflation or deflation, the access of funding with austerity measures, will help the creation of wealth with a multiplier, steady inflation will indirectly promote growth, being poor will not be a deterent, you must be able to plan and execute, all components require the endorsement of all, the co-operation of all, to build a better future, with the participation of the UN, IMF and World Bank, a world without nuclear weapons. The “New Economy” is the Age of Information, where every markets is tracked with 24 hours data to facilitate trading of goods and services 365 days a year, prosperity is for everyone, jobs for everyone, where you do not worry about putting food on the table, technology advances will benefit mankind, high growth is not an issue, if you get things right now.
When everyone realised I have the solutions to solve the Global crisis by creating Demand and GDP growth in a sustainable manner by setting priorities and goals with reforms and changes, will you seriously support the “New Economy” and Free Trade and the United Nations run by Jesus?
The rise of the barter trade exchanges. The futures exchanges trade not only in commodities, but contracts of good and services to be delivered in the future, with easy financing and terms of default clearly spelled out, even instruments of debts can be easy traded.
This vision can be realised within a lifetime ie less than 50 years to totally eradicate poverty from the face of this earth, trading is done every second of the day, when you need money, it can be realised almost immediately, free trade will be expanded a thousand times over, so what is high GDP growth not achieveable, a future of a “perfect” market?
– Contributed by Oogle.
God is omnipresent. That means he can be anywhere and at all places at the same time and knows everything even if you do not use prayers to tell him.
God is both a scientist and a mathematician. He is an expert in technologies and he places information about himself everywhere and those who seek him will know he places bits of information everywhere throughout history for you to assemble it.
God’s challenge to mankind if you want t be Godlike and have eternal life you must first possess God’s technologies and learn how to fly to the StarGate of the Sun to pass thru time and dimensions and manipulate DNA to create life.
Our time is coming soon when everything will be revealed to mankind.
I an on a quest to find all the answers to God’s technologies, the Tree of Life, eternal life, the ability to levitate, fly to other pats of the Universe, Stargates and Wormholes for Time travel.
We do not believe in the old world monetary system making slaves out of everybody and we intend to free the entire world by introducing a new digital currency supported by technologies provided by God to support the United Nations.
In 2012, God gave me a vision of the future, and showed me many technologies of the future which is not of this world, and I was tasked to solve poverty and diseases and gather God’s people for the 2nd coming of our Lord Jesus Christ.
And the rules of the game is that billions of advance technologies will be revealed to me but not a single cent of money as our God is not a God of money. With God’s help I will need to gather all God’s people to achieve this aim, to make the world perfect again for Jesus to come back to rule for 1000 years.
God gave me the ability to look into the future, to study and research any info that is online, into any technology, to hack, dis-assemble and re-assemble to study it’s technologies, and create a future that most likely the technology will succeed, without wasting resources, what it take others to do years of research to achieve, I can do it in hours. I am not interested to take over any technologies and patent it, but stop patent holders from putting roadblocks to human progress. Since I started on this journey until I completed all my works in 2012 and released it freely until today, I have not received a single cent in donations to fund my works, but eventually when I start my own Non Profit, I cannot afford to do any free service.
And if I achieve this task I will be seated at the right hand of Jesus when he comes back to rule over the United Nations as an adviser, and I will celebrate my own wedding with a bride chosen by God. What a blessings I have with God who reveals all prophesies to me ahead of the time. I am going to setup my Non Profit to solve all problems in this world, I believe everyone should have access to a decent meal, and access to info and technologies with a smartphone or a laptop, and a job for everyone in this world by training them with the right skillset and hope God’s people will help me with fundraising to achieve this aim. May God bless you.
Welcome to the 1000 years of peace and prosperity where we will teach everyone how to “fish in the New Economy” even without a degree. Our aim is to help the entire world move into the millenia age where technological advances will be everywhere.
Contributed by Oogle.
Preventing Destructive Competition
Most important Rule : “Never allow your customers to compare apple to apple, you will create destructive competition and will erode your profits until you cannot survive.”
You need to identify what is “Horizontal competition” and “Vertical Competition”.
Horizontal competition is having a common product like ice cream but based on different brands, different pricing, and different flavors to separate yourself from the competition.
Vertical competition is destructive competition where the customer cannot identify your product from your competitor’s causing you to lose control which will result in loss of pricing.
The highest ROI can be achieved from determining Demand before Supply, where with today’s high rent and manpower costs, nobody wants to use the traditional methods of manufacture of producing an oversupply and causing a loss of price, not maximising resources.
Fishing in the New Economy
The New Economy is a Knowledge Based Economy, where survival means you need the knowledge of the markets, a lifelong learning experience for education and never stop trying to achieve success.
It does not matter if you need to follow the traditional path of getting a University Degree, what matters is you learn a skill to make a living, and be equiped with the knowledge of markets to ensure your survival.
Never go in blindly without doing a bit of research, find out the costs of acquiring the skill, the potential of it’s marketshare or earning potential, that is the basic skills of an entrepreuner.
Always find out from the competition and it pays to diffentiate your products or services within a radius of about 2 km, the consumer will always buy from the lowest cost unless it is a service you provide.
First mover advantage. Normally those who start a trade early will have an advantage based on location, never go head to head with destructive competition, you will always lose in the end.
In business profit is always the basic motivation factor and if you can sell less to earn more, why will a manufacturer favour another who have to sell even higher quantity to earn the same profits you earn.
It is always connections or Kuan Si that will get you favourable terms with your expertise. If not why would someone will give you business and let you earn money? Unless of course you got a lot of money.
Gone are the days where only profits or money is the only motivating factor, there are social causes as well. Others maybe the connections it brings, without a knowledge of the markets, you can forget about Fishing in the New Economy.
Information on local demographics, lifestyle and Incomes are the Big Data of the New Economy. You can get great insights by looking at financial data or statistics or sampling, it will give you great advantage over identifying trends before the full impact is felt by others.
Determining Demand Before Supply
Nobody use the traditional methods of manufacture which will cause an oversupply and a drop in price.
Every manufacturer will now determine Demand first by taking orders based on a selling price which would have factored in his costs before Supplying the goods at a predetermined future date.
Therefore Demand will meet Supply to meet the highest ROI possible. Characteristics will be smaller orders at a more frequency but profits will not be eroded.
This helps the Global Economy as profits are guaranteed and many people will be willing to invest. Indirectly it will also create jobs for many people and there will be increments in salary when more profits are re-invested.
Knowing Market Dynamics
The entire global economy is like musical chairs, each country sitting on a chair with a role until it upgrades itself to another seat.
Understanding Macro and Micro Economics, can you tell the difference between domestic markets and overseas markets?
How interbank interest rates affect currency markets and the cost of money?
Hot money inflows will always goes to the most transparent economies which gives the highest ROI.
Domestic and Foreign markets, it is still Location, Location and Location
That is why you must be very familiar with the local demographics, the population, their lifestyle and their habits so as to identify the Demand and Supply of any goods or services.
It will teach you why within a certain walking distance of eg 2km if you start another shop selling the same goods and services, chances is you will not make any decent profits unless you are able to create horizontal competition.
Can you differentiate the same hairdressing services? An Indian shop charging $8 per haircut, a Fashion saloon charging $16, a Haircut chain charging $10 and another charging $3.90? What will happen to this location when correction occurs?
The Framework of Problem Solving
A person can only buy 2 homes in his lifetime, 1 to stay, another to rent out. Beyond that, he will have to pay increased capital gain tax. Rich people who can buy numerous homes should put them in a Holding company, and enjoy Tax consessions.
There should be a compulsary contribution from your salary to your retirement fund like CPF, which can be utilised for housing and healthcare.
Affordable healthcare can be achieved with insurance, and the separation of the business of providing advice and the dispensing of medication to get the lowest cost possible.
Insurance is a business of pooling of resources to solve a need. Money collected is pooled, excess monies are reinvested to get higher returns, where mortality rates and statistics determine the claims, so even expensive healthcare can be even covered if the public participates.
Retail Banking should be separated from Investment Banking based on Risk Taking to ensure stability of the Banking System where deposits are guaranteed but not risk taking.
The New Economy is a Knowledge Economy and everyone should be taught the pathway to success.
A lifelong learning experience is necessary which means you do not necessary have to get a University Education to succeed, and in your lifetime you may change your job but do not have to worry about finding a new job.
There should be Social Enterprise and Non Profit to give a helping hand on retraining and those who falls through the cracks, and the government’s responsbilty to contribute towards it.
As every country is a member of the United Nations, there will be funds from World Bank/IMF especially on Social engineering and Non Profit where every dollar contributed by governments will be matched without repayment based on needs.
But first every country needs to first endorse it and every country needs to have equal rights to have their voices heard, the end of wars and weapons of mass destruction, then peace and prosperity will prevail.
The Creation of Digital Money
Money have to be backed by Gold, or it will become Banana money, and massive inflation will cause it to lose it’s value very quickly because of loss of confidence.
QE is a temporary fix for the domestic economy as it depegs the value of the currency to Gold, causing a devaluation of the currency due to the printing of money.
The effect will be the a drop in currency value which will translate to cheaper exports but more expensive imports. It should not be used as a permanent fix as long term it will affect the debts market and your bond yield will start dropping in price until nobody wants to buy your debts.
The mechanics of Present and Future money. Inflation will help fuel asset appreciation and over the long term, money will depreciate in value but assets will appreciate.
Due to wages not able to keep up with inflation, your future earnings to buy assets will be greatly reduced. Something needs to be done to address this issue for the salaried worker. Our children needs a future where their purchase of their homes need to be calibrated for affordability according to their future income.
Based on inflation of 2% yearly your home will increase in price by 200% in a hundred years but the increase is more acute. Do you think your children’s salary will increase by the same amount? Sadly No.
Everybody needs Oil now for energy and do you think Oil will last forever? At about US$100 per barrel will it raise to US$500 in fifty years time? Nobody can then afford it for cars anymore but aircrafts. By then we will develop Nuclear Fusion energy.
Money is used as a Tool to efficiently allocate resources. Do we need physical money in future? No. We can create Virtual money. Sometime in the future when we reached a Perfect Economy we can even have Virtual money, then No money at all when we do not need to allocate resources anymore with God as our supplier of all our needs.
Before you start clamouring to buy your house now consider this fact: Can you afford to pay your mortgage with your future earnings? What have you done to protect your future earnings?
You need to create the Climate and the Environment for Investments. If everyone in the Global economy perceives that there will not be a recovery or growth will we have future investments?
In a New Initiative without the Federal Reserve printing money, there will not be inflation or hyper-inflation, there will not be a depression or a recession, because the New World uses Digital money backed by God’s Technologies so we can use as much as we want without Governments suffering the ill effects of over printing money. The entire world will be run by the United Nations with Jesus controlling it.
So there is no Shortcut to Success. We need to solve all the problems of the Old Economy, institude reforms and bring confidence back again.
Live within your means. Never overspend.
In order to achieve Financial Success in future, you got to live within your means and never overspend. You need to have a percentage of your Income which you can save monthly to invest in yourself to get passive income. If you are living from paycheck to paycheck you are locked in the poverty cycle and can never improve your lifestyle.
There are many reasons why this trend is happening in Asean, especially China. The increase of the family income, more recreation time for family, the expansion of the camping markets, like in Hong Kong housing has grown too expensive and people are finding solutions to solve their housing crisis, smaller homes like Tiny Homes and Cardboard Homes could be solutions to lower their costs of housing. Contributed by Oogle
The Andriod OS is not suited to handle multiple threads and multi-tasking well so in the future, can Harmony OS do it? The trend is for the ROM to be intergrated with RAM when the memory limitations are removed with more advanced data transmission technologies that the OS can harness. Windows 10 OS can do it but it gets more and more resource hungry and totay’s SSD still has some way to go before it can better handle rapid multitasking threads. Software will always be ahead of Hardware and the Architecture to handle millions of threads under Neuromorphic computers has yet to be defined but the closest is Intel/Nvidia solution with GPU solution for Artificial Intelligence with Machine Learning which is now incorporated into Datacentres in the cloud. In the future, other playrs like IBM and Chinese chips will come in but I doubt the exposure will be great due to their limitations of softwares and applications unless there is widespread adoption by developers. Most cloud solution providers like AWS, Alibaba, Google, Microsoft at present still does not have a full suit of applications to handle AI and Machine Learning. Contributed by Oogle.
Where ever I go, I am welcomed because I give the establishment business, and what ever I like there will be a horde of customers who also like what I like, and I teach everyone how to survive and make money, and everyone is happy.
Based on my teachings not to engage in Destructive Competition, to do your own research on the fundamentals of the global economy and domestic economy, where the basics of demand and supply can be identified in every sector, and the correct pricing to ensure maximum profits by meeting that demand, without Destructive Competition, by moving away from products and services that do not serve our bottom line.
After the renovation of Bendemeer Food Centre, I can see a Chicken rice stall has already closed out of three, and there is a new Malay stall, a few new stalls, all able to survive based on my principles. It is no point you chase after money and work 7 days a week, because ultimately your body will fail and you will lose more money paying for your hospital bills. I myself is a good example, more than 15 years back I was making more than $20k a month as a Real Estate agent, Insurance agent and Futures trader. Then what happen? In less than 1 year I got diabetes and was not able to work for more than 1 year. My ex-wife got afraid and left me. It is a lesson I will never forget. Here at the Coffee stalls, many co-ordinate their opening hours, working less than 5 days week for a work – life balance, and still making the same types of profits as there are now more customers. At the Bendemeer Shopping Centre, there are 4 shops selling Bubble Tea, and none of their products seem similar, each having their own unique customers based on the unique products they sell.
Likewise the smartphone markets are very competitive, with Huawei leading the top of the line as it’s products are even better than Apple, but at the mid and low end there is a ton of competition where customers are dazzled but cannot tell the difference anymore. Redmi, Realme, Oppo, Vivo, ZTE are basically competing on the same price range and markets but customers cannot tell the difference. You need to research on the features that customers want for different markets you compete and diffentiate your product features against your competition. By taking pre-orders you will already guaranteed your profits without losing profits to create excessive supply, and the new business model is not to compete on price but collect data on how to improve your technologies and create new products the market demands.
Facebook made a few mistakes that will make it lose marketshare on Social Media. Firstly it is trying to intergrate all 3 platforms Facebook, Instagram and Whatsapp into one. With a lot of concerns with what Facebook is doing and it’s controls in place, people will never trust Facebook with more. It should break up the 3 platforms but retain the same group of employee to work on the 3 platforms by giving them better incentives. Everything can be modified on the employment contracts. Facebook earnings will drop in the future but Instagram and Whatsapp will raise significantly and they are not monetising it’s adoption. On user database TikTok users will enjoy the fastest growth and many advertisers will move to this platform due to it’s reach of new customers.
Contributed by Oogle.
Central bankers need to take note, you can afford to kick start your economy in a recession by following these rules :
Keep interest rates as low as possible.
Do not allow borrowings beyond 10x the person’s future earnings.
Create an expansion of credit up to 700% but must put into the right sectors.
Food security. Agriculture. Infrastructure. Automation. Machinery for production. Technology and Innovation to create higher productivity. So it is kickstarting businesses.
Micro Loans in home industries especially for woman.
Do not pump money in Real estate as it will create a bubble. Create affordable housing so that the poor got a roof over their head. Expand your rental markets.
Create jobs especially in industries of high growth. Retrain workers with skills that is relevant today and create great productivity.
Improve your education system by providing affordable trainning by online courses and certifications especially in areas of great growth.
The global economy will go into a technical recession for a period of 1 year with slow growth in many industries but I do not see it falling off a cliff. So if you take the necessary steps your pain will be short and you will jump start your domestic economy faster when the global economy recovers.
Now is the best time to start all your projects. Renewable energy, power grid, electric vehicles, autonomous cars, infrastructure for better roads, rail, air transport, etc due to the availability cheap credit, low costs, and businesses need to expand and compete in such an environment.
Contributed by Oogle.
My Plans which will take place within 2 years
I will setup my R & D lab in Singapore with one of my partners which will be a public listed company and take shares in the company. Starting I will create PCs, laptops, tablets and mobiles with my own branding which I will concentrate on customising everything about security. The market I am interested in is the low and mid range following the direction of what Blackberry has done. Nokia can also do likewise as now the smartphone market is too competitive and customers cannot differentiate your products in different markets. I will setup this ecosystem but will diversify to produce neuromorphic computers when the time is right, and outsource the manufacturing to China to contain costs. My marketing plans is to first give away free to the poor in Singapore to built up my brand and get feedback, thereafter to launch to the global markets after 2 years. I am not afraid of competition as in 1 years time, I can easily move away from any features I want, but now VPN and Secure folder, and a new browser will be built into all my products. All this will happen after my book is launched. i do not believe in building everything myself unless I am forced to relying on partners is a better solution. I do not need to seek an IPO cause my capital requirement is only $100 million, which can be easily raised from private institutions. My prospectus and disclosure will be ready then.
My goals will be after creating the neuromorphic computer is to bring it alive in blockchain. Even if the entire world tries to stop me they can’t because I hold the key to unlock every technology on earth and I am capable to create the Next Gen Internet if I have to, to setup a decentralised network to link the entire world exchanges together. You can take 100 years without my help, but I will only take 10 years even with limited resources. I do not need the participation of all any US technologies to do this, and if I am forced to, keep them out forever from my ecosystem. I call the shots, not President Trump, you will fail miserably. I can create extreme wealth with God as my provider, even writing off the entire trillions of US debt if it is according to God’s will, creating trillions of digital currency to replace the US dollar, but nothing will happen if you do not agree to God’s plan, and this entire generation will pass until the next generation who will listen.
By end 2020, I will apply for a virtual banking licence in Singapore and start my Internet finance project on blockchain, I will use bitcoin as my main currency and follow Ant Financials model of business, but everything will be managed by Artificial Intelligence and Machine Learning on Super fast neuromorphic computers, matching both lenders and borrowers on my platform. After a successful launch in Singapore, my next target is Hong Kong, but it will not be available in mainland China and US, which will be geo-blocked. P2P Lending Platforms in Singapore : Seedin vs Funding Societies vs MoolahSense vs Capital Match vs CoAssets vs Minterest.
I am the greatest wealth creator. After creating my neuromorphic system I will attempt to link the entire world exchanges together. By merging all my technologies I will create a system of intelligent HFT trading where you can get 99% accuracy of making money. I do not need to know how your algorithms work, just by observation I will already know your secret sauce, and using HFT, AI and machine learning I will create the most astonishing wealth creator of printing money, solving poverty for all times, as long as you are willing to work, there will not be any problems to resources, the Economy of Abundance.
I am not a speculator, and if I do invest I invest for the mid to long term to achieve my goals, and I only in invest on those I am familiar with, like Futures, CFDs, ETFs, Crypto etc and if I want I can make billions because I can see the future with hundreds of views and weigh every outcome to reduce my risks, but this is not what God has planned for me, I can help my investors make money but based on my rules, which I am so confident of achieving but not to get rich, I am willing to share the risks in everything I advised, 50/50 if you make money, and 50/50 if you lose money. No investment company in the world dare to take this risk. I do not believe in living a lavish lifestyle when I succeed and if I do, I would have already cash out on the crowns I am running for to save up treasures in heaven. This rule only applies for me and not for others depending on your goals. I am a team player, and will never do it alone, even if I setup all my businesses I will only keep a controlling stake and sit in the Board of Directors, my goal in life is to make money from my works and retire with at least S$1 million to travel the world at 65. Those who follow me I will protect your interests, and I will not short change your talents, because I am in business for the long term, and will never go for things that benefit for only the short term, cause I do not need to. So if your contributions are great I will even offer you share options.
Under the Old Economy, Asset inflation and Interest Rates will always create a Bubble, and the FED cannot control the Economy by just printing money, it is just kicking the can down the road. In the New Economy, Bitcoin as a digital currency has no inflation, and the demand and supply of bitcoin is tightly regulated, central bankers cannot anyhow create credit in the banking system which will cause a bubble, you are in control of your own money, so all the risks are taken away from the economy, there will not be a financial collapse. Contributed by Oogle.
What is Inflation?
Inflation is the rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of currency is falling. Inflation is a key concept of Macroeconomics. Central banks attempt to limit inflation and avoid deflation in order to keep the economy running smoothly.
Relationship of Interest Rate and Inflation
Inflation and interest rates are often mentioned in the same breath, and this is because Inflationand interest rates are closely related. In the United States, baseline interest rates are set by the central bank, the Federal Reserve Bank also known as the Fed. The Fed meets eight times a year to set short-term interest rate targets. During these meetings, the CPI and PPIs are significant factors in the Fed’s decision, because the Fed, as well as other major central banks, has a specific interest rate target in mind for the economy to achieve, usually 2-3% annually.
In order to control high inflation, the central bank increases the interest rate.
When interest rate rises, cost of borrowing rises. This makes borrowing expensive.
Hence borrowing will decline and as such the money supply(i.e the amount of money in circulation) will fall.A fall in the money supply will lead to people having lesser money to spend on goods and services. Hence, they will buy a lesser amount of goods and services. This, in turn, will lead to a fall in the demand for goods and services.
With the supply remaining constant and the demand for goods and services declining; the price of goods and services will fall
In low inflationary situations; the interest rate is reduced. A fall in interest rates will make borrowing cheaper.Hence, borrowing will increase and the money supply will also increase. With a rise in money supply, people will have more money to spend on goods and services. So; the demand for goods and services will increase and with supply remaining constant this leads to a rise in the price level i.e inflation.
Inflation and interest rates are often linked and frequently referenced in macroeconomics. Inflation refers to the rate at which prices for goods and services rise. In the United States, the interest rate, or the amount charged by lender to a borrower, is based on the federal funds rate that is determined by the Federal Reserve (sometimes called “the Fed”).